About States Funding

Redefining business financing with integrity.

States Funding was built by operators who got tired of opaque broker chains and one-shot lender pitches. Our platform lays every option a business qualifies for on the table — with the terms, totals, and fees fully visible — and pairs every owner with a real advisor who knows the trade-offs cold.

Our mission

Pioneering ethical business financing.

The alternative-lending market has done a lot of damage by hiding pricing, pushing the wrong product, and treating business owners like leads to be flipped. States Funding exists to undo that — by underwriting more fairly, surfacing every offer side-by-side, and only winning when our customers do.

We are a value-first business: lenders pay us when a deal funds, never the borrower. The only profitable outcome for our team is the right match.

Our values

Built on integrity, driven by partnership.

Integrity

We say no to deals that aren't the right shape, even when saying yes is easier.

Innovation

We invest in technology that compresses days of paperwork into minutes — without losing the human in the loop.

Excellence

Every advisor on our floor knows the products cold. There are no scripted responses or call-center hand-offs.

Partnership

You aren't a file. You're a business with a plan, and our job is to make the capital fit the plan.

Accountability

We prioritize client outcomes over short-term profit. If the right answer is "wait six months," that's the answer.

By the numbers

A track record built one deal at a time.

$50M+

Funded across the U.S.

5+ years

Operating since

500+

Businesses served

24h

Median time to fund

Social impact

Investing back in the communities we fund.

States Funding is built around the businesses that quietly power the U.S. economy — independent shops, family-run operators, second-generation founders. We give back through hands-on community programs, paid volunteer time for every employee, and inclusive hiring practices that bring in operators from the industries we serve.

We also partner with local non-profits supporting small-business education and financial literacy for first-time founders.